![]() ![]() The Bump Up rate will be applied retroactively for the first month, but will not be applied retroactively thereafter. ![]() During the first 90 days, a month-end review will be completed and if you qualify the Bump Up rate will be applied to your certificate by the 7th business day. ![]() If you do not meet this criteria initially, you have 90 days, from the date of account opening, to achieve this criteria. To qualify for the Bump Up rate, you must have an active checking account and have direct deposits of at least $300.00 per month registering for and accessing online banking or mobile banking at least once every three (3) months, and one of the following: eight (8) or more point of sale (POS) debit card transactions or posted debit card payments of a bill from this account per month or $40,000 or more in lending balances (does not include credit cards). *13-Month & 48-Month Bump Up Certificate: You will receive the standard APY rate unless you qualify for the Bump Up rate. ![]()
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